Terms and Conditions

Your rights and responsibilities as part of our stock analysis platform.

Customer Service

Obermatt responds to customer inquiries within 24 hours wherever possible. Customers are defined as paying users of Obermatt services.

Satisfaction Guarantee

Obermatt aims to maintain satisfied paying customers and will refund payments made when customers are not satisfied. Customers who make cancellations within the first 30 days after the purchase date will receive a refund of 100% of the purchase price. Afterward, refunds are no longer possible. When a subscription is automatically or manually renewed, a new 30-day cancellation period begins, during which time the subscription can be canceled and a full refund received. Subscriptions can be canceled at any time, and customers can choose to terminate future newsletters immediately or at the end of the subscription period. Refunds can be requested here.

Secure Payments

In order to provide a safe payment environment, Obermatt directs all payments to the secure, encrypted payment gateways provided by Stripe.

Confidentiality

Obermatt guarantees confidential handling of any personal data according to our privacy policy.

Disclaimer

Obermatt provides data based on the best of our knowledge. Obermatt claims no responsibility for the data presented or for any resulting implications of data usage, according to our disclaimer and liability statements below.

For informational purposes only

The information provided by Obermatt, in particular, the financial analyses, technical analyses and rank data, as published on the website or transmitted to users by email are provided for information purposes only. The information presented by Obermatt is not to be construed as an offer, advice or recommendation to buy or sell a particular stock or stock index or to engage in any transaction or as any other type of offer, advice or recommendation.

Any investment decisions users take should be based on their own personal interpretation of the information available. The responsibility for investment decisions and their consequences lies solely with the user.

Financial data "as is" without guarantees

Data is provided by third parties and may be delayed as specified by the data providers and Obermatt. Obermatt does not verify any data and disclaims any obligation to do so.

Obermatt, its data or content providers and each of their affiliates and business partners (1st) expressly disclaim the accuracy, adequacy, or completeness of any data and (2nd) shall not be liable for any errors, omissions or other defects in, delays or interruptions in such data, or for any actions taken in reliance thereon. Neither Obermatt nor any of its information providers will be liable for any damages relating to the use of the information provided herein. As used here, “business partners” does not refer to an agency, partnership, or joint venture relationship between Obermatt and any such parties. Users agree not to copy, modify, reformat, download, store, reproduce, reprocess, transmit or redistribute any data or information found herein or use any such data or information in a commercial enterprise without obtaining prior written consent from Obermatt.

High risks

Investments in stocks are subject to risks. The price of securities may go up as well as down. Fluctuations in foreign exchange rates and the economic environment may also affect the value of securities. The historic performance presented on this website or in email communications is no indication of future performance.

No liability

Neither Obermatt, its directors, employees or shareholders, nor third party information providers or their directors, officers, employees, agents or shareholders assume any liability for any loss or damages whatsoever, whether direct or indirect as a result of using the information presented by Obermatt.

No warranty or guarantee

Obermatt and third party information providers pay care in preparing the data and analyses that appear on the website and in communications. Nonetheless, Obermatt does not warrant or guarantee the quality, accuracy, timeliness, completeness or legality of the information presented. Information may also be updated or changed at any time with no prior notice required.

Disclosure of material interest

Obermatt, its directors, employees, partners or shareholders may hold or have held securities and may have or have had business relationships or other forms of dealings with companies whose securities feature on the website or other communication channels used by Obermatt.