Stock Research: Atlanticus Holdings

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Atlanticus Holdings

NasdaqGS:ATLC US04914Y1029
72
  • Value
    13
  • Growth
    97
  • Safety
    Safety
    49
  • Combined
    51
  • Sentiment
    79
  • 360° View
    360° View
    72
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Company Description

Atlanticus Holdings Corporation is a financial technology company focused on consumer credit. It operates in Credit as a Service (CaaS) and Auto Finance segments, providing financing solutions and purchasing/servicing auto loans. Its products are originated by bank partners like The Bank of Missouri and WebBank through various channels including retail/healthcare point-of-sale, direct mail, digital marketing, and third-party partnerships. In the last fiscal year, the company had a market cap of $818 million, profits of $299 million, revenue of $578 million, and 417 employees.

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Analysis

ANALYSIS: With an Obermatt 360° View of 72 (better than 72% compared with alternatives), overall professional sentiment and financial characteristics for the stock Atlanticus Holdings are above average. The 360° View is based on consolidating four consolidated indicators, with half of the metrics below and half above average for Atlanticus Holdings. The consolidated Growth Rank has a good rank of 97, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. This means that growth is higher than for 97% of competitors in the same industry. The consolidated Sentiment Rank also has a good rank of 79, which means that professional investors are more optimistic about the stock than for 79% of alternative investment opportunities. But the consolidated Value Rank has a less desirable rank of 49, which means that the share price of Atlanticus Holdings is on the higher side compared with typical size in indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 51% of alternative stocks in the same industry. Finally, the consolidated Safety Rank has a riskier rank of 13, which means that the company has a financing structure that is riskier than those of 87% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. ...read more

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Index
NASDAQ
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 21-Aug-2025.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Growth
Shows a company's growth potential.
High Growth Tough Times
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2024 2023 2022
Value
49 77 56 37
Growth
97 63 37 100
Safety
Safety
13 26 30 49
Sentiment
79 85 78 37
360° View
360° View
72 93 49 71
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Metrics Current 2024 2023 2022
Analyst Opinions
96 92 87 78
Opinions Change
82 50 50 50
Pro Holdings
n/a 94 51 11
Market Pulse
18 16 37 32
Sentiment
79 85 78 37
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Metrics Current 2024 2023 2022
Value
49 77 56 37
Growth
97 63 37 100
Safety Safety
13 26 30 49
Combined
51 71 25 80
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
69 56 86 69
Price vs. Earnings (P/E)
83 87 89 87
Price vs. Book (P/B)
62 53 56 20
Dividend Yield
1 85 1 1
Value
49 77 56 37
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Metrics Current 2024 2023 2022
Revenue Growth
72 84 74 95
Profit Growth
70 41 26 93
Capital Growth
98 26 8 59
Stock Returns
91 85 67 100
Growth
97 63 37 100
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Metrics Current 2024 2023 2022
Leverage
27 33 28 26
Refinancing
45 45 45 33
Liquidity
22 20 34 61
Safety Safety
13 26 30 49

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