Stock Research: Capital Bancorp

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Capital Bancorp

NasdaqGS:CBNK US1397371006
99
  • Value
    71
  • Growth
    93
  • Safety
    Safety
    43
  • Combined
    89
  • Sentiment
    87
  • 360° View
    360° View
    99
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Company Description

Capital Bancorp, Inc. is a bank holding company primarily operating through its subsidiary, Capital Bank, N.A., a commercial-focused community bank. Its main businesses include Commercial Banking, Capital Bank Home Loans, OpenSky (providing credit cards to under-banked populations), and Windsor Advantage (servicing SBA and USDA loans). The Commercial Banking division operates primarily in the Washington, D.C. and Baltimore metropolitan areas, while Capital Bank Home Loans and OpenSky operate national consumer business lines. In the last fiscal year, the company had a market cap of $577 million and 389 employees.

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Analysis

ANALYSIS: With an Obermatt 360° View of 99 (better than 99% compared with alternatives) for 2025, overall professional sentiment and financial characteristics for the stock Capital Bancorp are very positive. The 360° View is based on consolidating four consolidated indicators, with all but one indicator above average for Capital Bancorp. The consolidated Growth Rank has a good rank of 93, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. This means that growth is higher than for 93% of competitors in the same industry. The consolidated Safety Rank at 71 means that the company has a financing structure that is safer than 71% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. Finally, the consolidated Sentiment Rank has a good rank of 87, which means that professional investors are more optimistic about the stock than for 87% of alternative investment opportunities. But the consolidated Value Rank is less desirable at 43, meaning that the share price of Capital Bancorp is on the higher side compared with indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 57% of alternative stocks in the same industry. ...read more

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Index
Sound Pay USA
NASDAQ
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 21-Aug-2025.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Growth
Shows a company's growth potential.
High Growth Tough Times
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2024 2023 2022
Value
43 49 55 37
Growth
93 99 88 97
Safety
Safety
71 62 94 83
Sentiment
87 81 38 58
360° View
360° View
99 89 89 89
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Metrics Current 2024 2023 2022
Analyst Opinions
77 80 67 77
Opinions Change
67 86 50 50
Pro Holdings
n/a 68 12 74
Market Pulse
60 40 61 12
Sentiment
87 81 38 58
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Metrics Current 2024 2023 2022
Value
43 49 55 37
Growth
93 99 88 97
Safety Safety
71 62 94 83
Combined
89 85 100 93
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
79 87 73 73
Price vs. Earnings (P/E)
87 93 100 88
Price vs. Book (P/B)
14 21 24 6
Dividend Yield
16 1 6 5
Value
43 49 55 37
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Metrics Current 2024 2023 2022
Revenue Growth
43 64 82 52
Profit Growth
79 89 32 58
Capital Growth
96 99 90 88
Stock Returns
89 85 77 99
Growth
93 99 88 97
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Metrics Current 2024 2023 2022
Leverage
76 72 77 68
Refinancing
38 39 36 49
Liquidity
70 67 100 79
Safety Safety
71 62 94 83

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