Fact based stock research
Discover Financial Services (NYSE:DFS)

US2547091080



Research has been discontinued due to acquisition by Capital One.



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For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. The higher the rank, the better the stock performs than its peers. And, we do this for six investment strategies:
Value - shows how good of a value the stock is. Green is "inexpensive"; red is "expensive".

Growth - shows a company's growth potential. Green is "high growth" expected; red is "tough times ahead".

Safety - relates to the amount of debt a company has. Green is low debt level; red is high debt level.

Combined Financial - this isn't an average of the first three ranks but rather a consolidated view across several financial indicators. Green = good; red = tread carefully.

(NEW) Sentiment - quantifies professional analyst ratings and holdings as well as market pulse. Green = positive sentiment; red = skepticism (Only available to Premium Subscribers).

(NEW) 360° View - the ultimate rating with all financial and non-financial indicators.

Discover Financial Services stock research in summary

discover.com


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Latest Obermatt Ranks


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360° Viewnew
Sentiment Ranknew
Value Rank n/a
Growth Rank n/a
Safety Rank n/a
Combined Rank n/a
Country USA
Industry Consumer Finance
Index Diversity USA, S&P 500
Size class X-Large

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Analysts rarely agree on a stock’s future. So, who do you believe? Obermatt translates those collective views into a single Sentiment Rank. That plus the financial ranks give you the ultimate 360° View. Sign up to access them.
Why popular stocks have low ratings

It’s easier said than done. When your stock drops, it’s easy to want to sell it and find a better performer. Think twice, or even three times, before trading. Those fees (especially the hidden ones) can eat up your gains.

Review the performance ranks of the individual metrics that form each investment strategy.

Research History: Discover Financial Services

RESEARCH HISTORY 2022 2023 2024 2025
VALUE
VALUE 39
52
37
n/a
GROWTH
GROWTH 61
51
21
n/a
SAFETY
SAFETY 80
61
98
n/a
SENTIMENT
SENTIMENT 91
86
33
new
360° VIEW
360° VIEW 95
89
37
new

Most recent update of the stock research: . Financial reporting date used for calculating ranks: . Stock research history is based on the Obermatt Method. The higher the rank, the better Discover Financial Services is in the corresponding investment strategy.
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Combined financial peformance in Detail

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RESEARCH HISTORY 2022 2023 2024 2025
VALUE
VALUE 39
52
37
n/a
GROWTH
GROWTH 61
51
21
n/a
SAFETY
SAFETY 80
61
98
n/a
COMBINED
COMBINED 82
65
60
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Last update of combined financial performance: . Stock analysis on combined financial performance: The higher the rank of Discover Financial Services the better the performance.


Value Metrics in Detail

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VALUE METRICS 2022 2023 2024 2025
PRICE VS. REVENUES (P/S)
PRICE VS. REVENUES (P/S) 44
67
45
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PRICE VS. PROFITS (P/E)
PRICE VS. PROFITS (P/E) 63
69
40
n/a
PRICE VS. CAPITAL (Market-to-Book)
PRICE VS. CAPITAL (Market-to-Book) 28
34
42
n/a
DIVIDEND YIELD
DIVIDEND YIELD 55
62
53
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CONSOLIDATED RANK: VALUE
CONSOLIDATED RANK: VALUE 39
52
37
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Last update of Value Rank: . Stock analysis on value ratios: The higher the rank, the lower the value ratio of Discover Financial Services; except for dividend yield where the rank is higher, the higher the yield.


Growth Metrics in Detail

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GROWTH METRICS 2022 2023 2024 2025
REVENUE GROWTH
REVENUE GROWTH 33
42
9
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PROFIT GROWTH
PROFIT GROWTH 92
37
6
n/a
CAPITAL GROWTH
CAPITAL GROWTH 23
77
96
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STOCK RETURNS
STOCK RETURNS 57
39
71
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CONSOLIDATED RANK: GROWTH
CONSOLIDATED RANK: GROWTH 61
51
21
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Last update of Growth Rank: . Stock analysis on growth metrics: The higher the rank, the higher the growth and returns of Discover Financial Services.


Safety Metrics in Detail

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SAFETY METRICS 2022 2023 2024 2025
LEVERAGE
LEVERAGE 66
64
97
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REFINANCING
REFINANCING 67
27
51
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LIQUIDITY
LIQUIDITY 44
53
73
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CONSOLIDATED RANK: SAFETY
CONSOLIDATED RANK: SAFETY 80
61
98
n/a

Last update of Safety Rank: . Stock analysis on safety metrics: The higher the rank, the lower the leverage of Discover Financial Services and the more cash is available to service its debt.


Sentiment Metrics in Detail

SENTIMENT 2022 2023 2024 2025
ANALYST OPINIONS
ANALYST OPINIONS n/a
69
40
new
OPINIONS CHANGE
OPINIONS CHANGE 53
62
91
new
PRO HOLDINGS
PRO HOLDINGS 91
70
28
new
MARKET PULSE
MARKET PULSE 64
47
20
new
CONSOLIDATED RANK: SENTIMENT
CONSOLIDATED RANK: SENTIMENT 91
86
33
new

Last update of Sentiment Rank: . Stock analysis on sentiment metrics: The higher the rank, the more positive the sentiment for Discover Financial Services.
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Free stock analysis by the purely fact based Obermatt Method for Discover Financial Services from June 5, 2025.

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