Stock Research: Financial Institutions

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Financial Institutions

NasdaqGS:FISI US3175854047
94
  • Value
    59
  • Growth
    75
  • Safety
    Safety
    85
  • Combined
    98
  • Sentiment
    49
  • 360° View
    360° View
    94
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Company Description

Financial Institutions, Inc. is a financial holding company providing banking and related financial services. It operates in the financial services industry, including banking and wealth management. It serves customers in Western and Central New York, the Mid-Atlantic region, and through its subsidiaries. In the last fiscal year, the company had a market cap of $544 million and 598 employees.

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Analysis

ANALYSIS: With an Obermatt 360° View of 94 (better than 94% compared with alternatives) for 2025, overall professional sentiment and financial characteristics for the stock Financial Institutions are very positive. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators above average for Financial Institutions. The consolidated Value Rank has an attractive rank of 85, which means that the share price of Financial Institutions is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 85% of alternative stocks in the same industry. The consolidated Growth Rank has a good rank of 75, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. The company is also safely financed with a Safety Rank of 59. But the professional market sentiment is below average compared with other stock investment alternatives with a Sentiment Rank of only 49. Professional investors are more confident in 51% other stocks. ...read more

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Index
Dividends USA
Sound Pay USA
NASDAQ
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 13-Nov-2025.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2024 2023 2022
Value
85 89 98 79
Growth
75 83 27 77
Safety
Safety
59 1 69 85
Sentiment
49 11 30 57
360° View
360° View
94 43 54 97
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Metrics Current 2024 2023 2022
Analyst Opinions
70 36 45 78
Opinions Change
97 23 50 50
Pro Holdings
n/a 21 72 73
Market Pulse
44 10 7 4
Sentiment
49 11 30 57
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Metrics Current 2024 2023 2022
Value
85 89 98 79
Growth
75 83 27 77
Safety Safety
59 1 69 85
Combined
98 70 76 99
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
91 91 97 81
Price vs. Earnings (P/E)
71 67 91 53
Price vs. Book (P/B)
62 61 78 76
Dividend Yield
81 83 96 97
Value
85 89 98 79
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Metrics Current 2024 2023 2022
Revenue Growth
42 65 62 32
Profit Growth
20 8 49 84
Capital Growth
91 96 7 53
Stock Returns
93 95 23 73
Growth
75 83 27 77
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Metrics Current 2024 2023 2022
Leverage
81 30 90 92
Refinancing
72 3 62 67
Liquidity
3 4 29 33
Safety Safety
59 1 69 85

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