Stock Research: Financial Institutions

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Financial Institutions

NasdaqGS:FISI US3175854047
85
  • Value
    55
  • Growth
    61
  • Safety
    Safety
    99
  • Combined
    95
  • Sentiment
    35
  • 360° View
    360° View
    85
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Company Description

Financial Institutions, Inc. is a financial holding company providing banking and related financial services. It operates in the financial services industry, including banking and wealth management. It serves customers in Western and Central New York, the Mid-Atlantic region, and through its subsidiaries. In the last fiscal year, the company had a market cap of $544 million and 598 employees.

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Analysis

ANALYSIS: With an Obermatt 360° View of 85 (better than 85% compared with alternatives) for 2025, overall professional sentiment and financial characteristics for the stock Financial Institutions are very positive. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators above average for Financial Institutions. The consolidated Value Rank has an attractive rank of 99, which means that the share price of Financial Institutions is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 99% of alternative stocks in the same industry. The consolidated Growth Rank has a good rank of 61, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. The company is also safely financed with a Safety Rank of 55. But the professional market sentiment is below average compared with other stock investment alternatives with a Sentiment Rank of only 35. Professional investors are more confident in 65% other stocks. ...read more

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Index
Dividends USA
Sound Pay USA
NASDAQ
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 21-Aug-2025.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Growth
Shows a company's growth potential.
High Growth Tough Times
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2024 2023 2022
Value
99 89 98 79
Growth
61 83 27 77
Safety
Safety
55 1 69 85
Sentiment
35 11 30 57
360° View
360° View
85 43 54 97
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Metrics Current 2024 2023 2022
Analyst Opinions
70 36 45 78
Opinions Change
100 23 50 50
Pro Holdings
n/a 21 72 73
Market Pulse
10 10 7 4
Sentiment
35 11 30 57
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Metrics Current 2024 2023 2022
Value
99 89 98 79
Growth
61 83 27 77
Safety Safety
55 1 69 85
Combined
95 70 76 99
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
97 91 97 81
Price vs. Earnings (P/E)
71 67 91 53
Price vs. Book (P/B)
81 61 78 76
Dividend Yield
89 83 96 97
Value
99 89 98 79
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Metrics Current 2024 2023 2022
Revenue Growth
46 65 62 32
Profit Growth
18 8 49 84
Capital Growth
91 96 7 53
Stock Returns
59 95 23 73
Growth
61 83 27 77
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Metrics Current 2024 2023 2022
Leverage
72 30 90 92
Refinancing
72 3 62 67
Liquidity
3 4 29 33
Safety Safety
55 1 69 85

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