Stock Research: Financial Institutions

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Financial Institutions

NasdaqGS:FISI US3175854047
99
  • Value
    57
  • Growth
    79
  • Safety
    Safety
    85
  • Combined
    99
  • Sentiment
    65
  • 360° View
    360° View
    99
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Company Description

Financial Institutions, Inc. is a financial holding company providing banking and related financial services. It operates in the financial services industry, including banking and wealth management. It serves customers in Western and Central New York, the Mid-Atlantic region, and through its subsidiaries. In the last fiscal year, the company had a market cap of $544 million and 598 employees.

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Analysis

ANALYSIS: With an Obermatt 360° View of 99 (better than 99% compared with alternatives) for 2025, overall professional sentiment and financial characteristics for the stock Financial Institutions are very positive. The 360° View is based on consolidating four consolidated indicators, with all four indicators above average for Financial Institutions. The consolidated Value Rank has an attractive rank of 85, which means that the share price of Financial Institutions is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 85% of alternative stocks in the same industry. The consolidated Growth Rank has a good rank of 79, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. The company is also safely financed with a Safety rank of 57. Finally, professional market sentiment is above average compared with other stock investment alternatives with a Sentiment Rank of 65. ...read more

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Index
Dividends USA
Sound Pay USA
NASDAQ
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 30-Oct-2025.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

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Metrics Current 2024 2023 2022
Value
85 89 98 79
Growth
79 83 27 77
Safety
Safety
57 1 69 85
Sentiment
65 11 30 57
360° View
360° View
99 43 54 97
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Metrics Current 2024 2023 2022
Analyst Opinions
71 36 45 78
Opinions Change
98 23 50 50
Pro Holdings
n/a 21 72 73
Market Pulse
54 10 7 4
Sentiment
65 11 30 57
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Metrics Current 2024 2023 2022
Value
85 89 98 79
Growth
79 83 27 77
Safety Safety
57 1 69 85
Combined
99 70 76 99
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
93 91 97 81
Price vs. Earnings (P/E)
75 67 91 53
Price vs. Book (P/B)
62 61 78 76
Dividend Yield
83 83 96 97
Value
85 89 98 79
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Metrics Current 2024 2023 2022
Revenue Growth
41 65 62 32
Profit Growth
20 8 49 84
Capital Growth
91 96 7 53
Stock Returns
93 95 23 73
Growth
79 83 27 77
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Metrics Current 2024 2023 2022
Leverage
76 30 90 92
Refinancing
72 3 62 67
Liquidity
3 4 29 33
Safety Safety
57 1 69 85

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