Stock Research: IDFC First Bank

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IDFC First Bank

BSE:539437 INE092T01019
19
  • Value
    29
  • Growth
    95
  • Safety
    Safety
    31
  • Combined
    61
  • Sentiment
    5
  • 360° View
    360° View
    19
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Company Description

IDFC FIRST Bank Limited (the Bank) is a universal bank. The Bank offers end-to-end corporate banking, trade finance, such as issuance of LCs & BGs, SBLC, packing credit, pre-shipment and post-shipment finance, including risk hedging solutions like forwards, swaps, options, and other forex solutions, SME banking, wealth management, cash management, nostro and vostro account operations, Escrow facilities, correspondent banking, fastag, toll-acquiring, dealer finance and purchase/sales invoice discounting. Its treasury segment primarily consists of the Bank’s investment portfolio, money market borrowing and lending, investment operations and the foreign exchange and derivatives portfolio of the Bank. Its corporate/wholesale banking segment provides loans, non-fund facilities, treasury products, and transaction services. Its retail banking segment lends to individual / business banking customers. Its other banking business segment includes the distribution of third-party products.

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Analysis

ANALYSIS: With an Obermatt 360° View of 19 (better than 19% compared with alternatives), overall professional sentiment and financial characteristics for the stock IDFC First Bank are critical, mostly below average. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators below average for IDFC First Bank. The consolidated Growth Rank has a good rank of 95, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. It ranks higher than 95% of competitors in the same industry. The other indicators are below average, namely the Value, Safety, and Sentiment Ranks.The Value Rank at 31 means that the share price of IDFC First Bank is on the high side compared with its peers regarding revenues, profits, and invested capital. The stock price is higher than for 69% of alternative stocks in the same industry. The consolidated Safety Rank has a riskier rank of 29, which means that the company has a riskier financing structure than 71% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. The consolidated Sentiment Rank also has a low rank of 5, indicating professional investors are more pessimistic about the stock than for 95% of alternative investment opportunities. ...read more

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Index
Good Governace Growth Markets
Independent Boards Growth Markets
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 30-Oct-2025.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

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Metrics Current 2024 2023 2022
Value
31 33 17 31
Growth
95 45 100 55
Safety
Safety
29 20 19 3
Sentiment
5 3 57 59
360° View
360° View
19 4 49 9
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Metrics Current 2024 2023 2022
Analyst Opinions
26 17 22 19
Opinions Change
6 10 50 87
Pro Holdings
n/a 3 100 54
Market Pulse
28 34 34 54
Sentiment
5 3 57 59
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Metrics Current 2024 2023 2022
Value
31 33 17 31
Growth
95 45 100 55
Safety Safety
29 20 19 3
Combined
61 4 35 7
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
13 21 21 14
Price vs. Earnings (P/E)
76 82 58 67
Price vs. Book (P/B)
42 52 31 44
Dividend Yield
10 1 1 14
Value
31 33 17 31
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Metrics Current 2024 2023 2022
Revenue Growth
94 91 91 74
Profit Growth
96 4 81 12
Capital Growth
67 95 91 83
Stock Returns
51 11 89 31
Growth
95 45 100 55
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Metrics Current 2024 2023 2022
Leverage
32 18 24 10
Refinancing
67 80 60 4
Liquidity
30 13 33 51
Safety Safety
29 20 19 3

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