Stock Research: Live Oak Bancshares

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Live Oak Bancshares

NasdaqGS:LOB US53803X1054
12
  • Value
    40
  • Growth
    58
  • Safety
    Safety
    16
  • Combined
    16
  • Sentiment
    20
  • 360° View
    360° View
    12
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Company Description

Live Oak Bancshares, Inc. is a bank holding company specializing in lending and deposit-related services to small businesses nationwide. It operates in the financial services industry. The company operates nationally, with its headquarters in Wilmington, North Carolina. In the last fiscal year, the company had a market cap of $1,416 million and 1008 employees. Revenue and profits data were not available.

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Analysis

ANALYSIS: With an Obermatt 360° View of 12 (better than 12% compared with alternatives), overall professional sentiment and financial characteristics for the stock Live Oak Bancshares are critical, mostly below average. The 360° View is based on consolidating four consolidated indicators, with three out of four indicators below average for Live Oak Bancshares. The consolidated Growth Rank has a good rank of 58, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. It ranks higher than 58% of competitors in the same industry. The other indicators are below average, namely the Value, Safety, and Sentiment Ranks.The Value Rank at 16 means that the share price of Live Oak Bancshares is on the high side compared with its peers regarding revenues, profits, and invested capital. The stock price is higher than for 84% of alternative stocks in the same industry. The consolidated Safety Rank has a riskier rank of 40, which means that the company has a riskier financing structure than 60% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. The consolidated Sentiment Rank also has a low rank of 20, indicating professional investors are more pessimistic about the stock than for 80% of alternative investment opportunities. ...read more

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Index
NASDAQ
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 30-Oct-2025.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2024 2023 2022
Value
16 19 4 1
Growth
58 89 84 66
Safety
Safety
40 8 94 63
Sentiment
20 15 39 79
360° View
360° View
12 19 62 55
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Metrics Current 2024 2023 2022
Analyst Opinions
34 1 48 44
Opinions Change
73 2 79 50
Pro Holdings
n/a 23 20 87
Market Pulse
29 50 36 42
Sentiment
20 15 39 79
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Metrics Current 2024 2023 2022
Value
16 19 4 1
Growth
58 89 84 66
Safety Safety
40 8 94 63
Combined
16 24 73 30
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
28 28 5 1
Price vs. Earnings (P/E)
85 64 20 1
Price vs. Book (P/B)
11 21 3 1
Dividend Yield
10 8 10 13
Value
16 19 4 1
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Metrics Current 2024 2023 2022
Revenue Growth
67 96 92 12
Profit Growth
70 80 8 82
Capital Growth
78 85 87 41
Stock Returns
8 5 100 97
Growth
58 89 84 66
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Metrics Current 2024 2023 2022
Leverage
89 78 91 26
Refinancing
23 5 40 34
Liquidity
22 6 74 97
Safety Safety
40 8 94 63

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