Stock Research: SmartFinancial

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SmartFinancial

NasdaqCM:SMBK US83190L2088
55
  • Value
    7
  • Growth
    100
  • Safety
    Safety
    27
  • Combined
    35
  • Sentiment
    85
  • 360° View
    360° View
    55
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Company Description

SmartFinancial, Inc. is the bank holding company for SmartBank, a full-service commercial bank. SmartBank operates in the banking and insurance industries. The bank has branches across Tennessee, Alabama, and Florida. In the last fiscal year, the company had a market cap of $594 million and 597 employees.

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Analysis

ANALYSIS: With an Obermatt 360° View of 55 (better than 55% compared with alternatives), overall professional sentiment and financial characteristics for the stock SmartFinancial are above average. The 360° View is based on consolidating four consolidated indicators, with half of the metrics below and half above average for SmartFinancial. The consolidated Growth Rank has a good rank of 100, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. This means that growth is higher than for 100% of competitors in the same industry. The consolidated Sentiment Rank also has a good rank of 85, which means that professional investors are more optimistic about the stock than for 85% of alternative investment opportunities. But the consolidated Value Rank has a less desirable rank of 27, which means that the share price of SmartFinancial is on the higher side compared with typical size in indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 73% of alternative stocks in the same industry. Finally, the consolidated Safety Rank has a riskier rank of 7, which means that the company has a financing structure that is riskier than those of 93% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. ...read more

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Index
Sound Pay USA
NASDAQ
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 21-Aug-2025.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Growth
Shows a company's growth potential.
High Growth Tough Times
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2024 2023 2022
Value
27 13 45 57
Growth
100 87 51 97
Safety
Safety
7 33 37 31
Sentiment
85 75 39 48
360° View
360° View
55 53 26 65
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Metrics Current 2024 2023 2022
Analyst Opinions
19 17 59 87
Opinions Change
100 92 72 26
Pro Holdings
n/a 69 32 45
Market Pulse
98 86 19 40
Sentiment
85 75 39 48
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Metrics Current 2024 2023 2022
Value
27 13 45 57
Growth
100 87 51 97
Safety Safety
7 33 37 31
Combined
35 26 28 85
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
29 17 28 59
Price vs. Earnings (P/E)
55 56 75 79
Price vs. Book (P/B)
32 34 69 73
Dividend Yield
12 10 14 15
Value
27 13 45 57
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Metrics Current 2024 2023 2022
Revenue Growth
75 77 79 81
Profit Growth
81 59 36 53
Capital Growth
66 54 67 73
Stock Returns
77 95 27 85
Growth
100 87 51 97
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Metrics Current 2024 2023 2022
Leverage
60 95 60 56
Refinancing
36 44 70 71
Liquidity
1 1 10 7
Safety Safety
7 33 37 31

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