Stock Research: VersaBank

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VersaBank

TSX:VBNK CA92512J1066
57
  • Value
    89
  • Growth
    11
  • Safety
    Safety
    67
  • Combined
    63
  • Sentiment
    31
  • 360° View
    360° View
    57
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Company Description

VersaBank is a Canada-based chartered bank. The Bank provides commercial lending and banking services in Canada and the United States, as well as cybersecurity services and banking and financial technology development services through the operations of its wholly owned subsidiary DRT Cyber Inc. (DRTC). It operates through two segments: Digital Banking and DRTC (cybersecurity services). The Digital Banking segment obtains its deposits and provides its loans and leases electronically via deposit and lending solutions for financial intermediaries. Its loan portfolio includes point-of-sale loans and leases, commercial real estate mortgages, commercial real estate loans and public sector and other financing. The DRTC segment develops solutions to address the volume of cyber threats challenging financial institutions, multi-national corporations and government entities. It also offers receivable purchase program (RPP) funding solution for point-of-sale finance companies.

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Analysis

ANALYSIS: With an Obermatt 360° View of 57 (better than 57% compared with alternatives), overall professional sentiment and financial characteristics for the stock VersaBank are above average. The 360° View is based on consolidating four consolidated indicators, with half the metrics below and half above average for VersaBank. The consolidated Value Rank has an attractive rank of 67, which means that the share price of VersaBank is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 67% of alternative stocks in the same industry. The company is also safely financed with a Safety rank of 89. But the professional market sentiment is below average compared with other stock investment alternatives with a Sentiment Rank of 31. Professional investors are more confident in 69% other stocks. The consolidated Growth Rank also has a low rank of 11, which means that the company is below average in terms of growth momentum when looking at financial metrics such as revenue, profit, invested capital growth, and stock returns. 89 of its competitors have better growth. ...read more

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Index
NASDAQ
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 21-Aug-2025.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Value
Identifies how good a value the stock is.
Good Value Expensive
Growth
Shows a company's growth potential.
High Growth Tough Times
Safety
Safety
Assesses how financially secure a company is.
Well-Financed High Leverage
Combined
Consolidated view across Value, Growth, and Safety.
Good Tread Carefully
Sentiment
Shows what the market thinks of a stock.
Positive Sentiment Skepticism
360° View
360° View
Holistic stock analysis: all key non-/financial metrics
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Detailed and Historical Ranks

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Metrics Current 2024 2023 2022
Value
67 54 71 49
Growth
11 59 99 92
Safety
Safety
89 72 21 77
Sentiment
31 52 99 86
360° View
360° View
57 73 91 100
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Metrics Current 2024 2023 2022
Analyst Opinions
83 84 89 95
Opinions Change
50 50 89 92
Pro Holdings
n/a 46 67 1
Market Pulse
44 45 98 48
Sentiment
31 52 99 86
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Metrics Current 2024 2023 2022
Value
67 54 71 49
Growth
11 59 99 92
Safety Safety
89 72 21 77
Combined
63 78 77 96
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
97 95 97 56
Price vs. Earnings (P/E)
58 39 56 32
Price vs. Book (P/B)
59 44 65 75
Dividend Yield
14 14 15 19
Value
67 54 71 49
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Metrics Current 2024 2023 2022
Revenue Growth
96 98 96 86
Profit Growth
17 83 89 41
Capital Growth
1 4 45 98
Stock Returns
9 35 100 65
Growth
11 59 99 92
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Metrics Current 2024 2023 2022
Leverage
92 69 14 80
Refinancing
85 94 94 98
Liquidity
17 19 5 13
Safety Safety
89 72 21 77

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