Stock Research: Zip Co

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Zip Co

ASX:Z1P AU0000218307
42
  • Value
    4
  • Growth
    93
  • Safety
    Safety
    11
  • Combined
    16
  • Sentiment
    85
  • 360° View
    360° View
    42
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Company Description

Zip Co Limited is an Australia-based company engaged in digital retail finance and payments, offering point-of-sale credit and digital payment services to customers and integrated retail finance solutions to merchants. Its main businesses include providing unsecured loans to consumers through line of credit and installment products, and offering unsecured loans and lines of credit to small and medium-sized businesses. The company operates in Australia, New Zealand, the United States, and Canada. In the last fiscal year, the company had a market cap of $2396 millions, profits of $383 millions, and revenue of $579 millions.

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Analysis

ANALYSIS: With an Obermatt 360° View of 42 (better than 42% compared with alternatives), overall professional sentiment and financial characteristics for the stock Zip Co are below the industry average. The 360° View is based on consolidating four consolidated indicators, with half of the metrics below and half above average for Zip Co. The consolidated Growth Rank has a good rank of 93, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. This means that growth is higher than for 93% of competitors in the same industry. The consolidated Sentiment Rank also has a good rank of 85, which means that professional investors are more optimistic about the stock than for 85% of alternative investment opportunities. But the consolidated Value Rank has a less desirable rank of 11, which means that the share price of Zip Co is on the higher side compared with typical size in indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 89% of alternative stocks in the same industry. Finally, the consolidated Safety Rank has a riskier rank of 4, which means that the company has a financing structure that is riskier than those of 96% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. ...read more

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Index
ASX 200
ASX 300
The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 13-Nov-2025.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2024 2023 2022
Value
11 11 31 33
Growth
93 99 87 37
Safety
Safety
4 4 1 4
Sentiment
85 41 6 10
360° View
360° View
42 20 8 1
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Metrics Current 2024 2023 2022
Analyst Opinions
95 79 21 19
Opinions Change
87 21 50 50
Pro Holdings
n/a 13 31 44
Market Pulse
90 80 3 4
Sentiment
85 41 6 10
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Metrics Current 2024 2023 2022
Value
11 11 31 33
Growth
93 99 87 37
Safety Safety
4 4 1 4
Combined
16 9 20 1
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Metrics Current 2024 2023 2022
Price vs. Sales (P/S)
9 7 23 2
Price vs. Earnings (P/E)
50 43 86 51
Price vs. Book (P/B)
7 9 19 41
Dividend Yield
1 1 1 1
Value
11 11 31 33
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Metrics Current 2024 2023 2022
Revenue Growth
98 94 76 96
Profit Growth
100 96 86 16
Capital Growth
81 86 74 53
Stock Returns
19 100 33 7
Growth
93 99 87 37
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Metrics Current 2024 2023 2022
Leverage
45 22 3 53
Refinancing
17 23 31 31
Liquidity
10 15 9 6
Safety Safety
4 4 1 4

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