Stock Research: International Personal Finance

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

International Personal Finance

LSE:IPF GB00B1YKG049
79
  • Value
    81
  • Growth
    45
  • Safety
    Safety
    64
  • Combined
    79
  • Sentiment
    63
  • 360° View
    360° View
    79
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Company Description

International Personal Finance plc is a global financial services company. It operates in the financial services industry and offers services under the Provident, Creditea, and Credit24 brands. The company operates in Europe and Mexico. In the last fiscal year, the company had $516 million market cap, $822 million in profits, $909 million in revenue, and 6671 employees.

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ANALYSIS: With an Obermatt 360° View of 79 (better than 79% compared with alternatives) for 2026, overall professional sentiment and financial characteristics for the stock International Personal Finance are very positive. The 360° View is based on consolidating four consolidated indicators, with half of the indicators below and half above average for International Personal Finance. The consolidated Value Rank has an attractive rank of 81, which means that the share price of International Personal Finance is on the lower side compared with typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 81% of alternative stocks in the same industry. The company is also safely financed with a Safety rank of 64. In addition, professional market sentiment is above average compared with other stock investment alternatives with a Sentiment Rank of 63. But the consolidated Growth Rank has a low rank of 45, which means that the company is below average in terms of growth and momentum when looking at financial metrics such as revenue, profit, and invested capital growth as well as stock returns. 55 of its competitors have better growth. ...read more

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 9-Apr-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
81 99 100 98
Growth
45 34 67 65
Safety
Safety
64 52 66 4
Sentiment
63 48 80 41
360° View
360° View
79 72 100 53
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Metrics Current 2025 2024 2023
Analyst Opinions
100 95 82 91
Opinions Change
6 50 83 50
Pro Holdings
n/a 18 42 8
Market Pulse
22 37 69 32
Sentiment
63 48 80 41
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Metrics Current 2025 2024 2023
Value
81 99 100 98
Growth
45 34 67 65
Safety Safety
64 52 66 4
Combined
79 81 98 65
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
100 95 95 94
Price vs. Earnings (P/E)
65 97 97 90
Price vs. Book (P/B)
77 84 96 90
Dividend Yield
61 94 96 100
Value
81 99 100 98
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Metrics Current 2025 2024 2023
Revenue Growth
53 37 88 87
Profit Growth
12 23 21 9
Capital Growth
29 49 28 31
Stock Returns
95 47 99 95
Growth
45 34 67 65
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Metrics Current 2025 2024 2023
Leverage
57 20 29 29
Refinancing
51 59 61 51
Liquidity
59 70 71 1
Safety Safety
64 52 66 4

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Frequently Asked
Questions

The stock offers good value, safe financing, and positive sentiment. However, it has below-average growth expectations. It is well-suited for conservative buy-and-hold investors who prioritize stability and low valuation over growth.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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