Stock Research: International Personal Finance

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

International Personal Finance

LSE:IPF GB00B1YKG049
86
  • Value
    89
  • Growth
    59
  • Safety
    Safety
    90
  • Combined
    96
  • Sentiment
    32
  • 360° View
    360° View
    86
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Company Description

International Personal Finance plc is a global financial services company. It operates in the financial services industry and offers services under the Provident, Creditea, and Credit24 brands. The company operates in Europe and Mexico. In the last fiscal year, the company had $516 million market cap, $822 million in profits, $909 million in revenue, and 6671 employees.

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 19-Feb-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history. Unlock the analysis.

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Metrics Current 2025 2024 2023
Value
89 99 100 98
Growth
59 34 67 65
Safety
Safety
90 52 66 4
Sentiment
32 48 80 41
360° View
360° View
86 72 100 53
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Metrics Current 2025 2024 2023
Analyst Opinions
38 95 82 91
Opinions Change
50 50 83 50
Pro Holdings
n/a 18 42 8
Market Pulse
24 37 69 32
Sentiment
32 48 80 41
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Metrics Current 2025 2024 2023
Value
89 99 100 98
Growth
59 34 67 65
Safety Safety
90 52 66 4
Combined
96 81 98 65
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
97 95 95 94
Price vs. Earnings (P/E)
80 97 97 90
Price vs. Book (P/B)
72 84 96 90
Dividend Yield
70 94 96 100
Value
89 99 100 98
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Metrics Current 2025 2024 2023
Revenue Growth
12 37 88 87
Profit Growth
79 23 21 9
Capital Growth
34 49 28 31
Stock Returns
97 47 99 95
Growth
59 34 67 65
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Metrics Current 2025 2024 2023
Leverage
46 20 29 29
Refinancing
57 59 61 51
Liquidity
100 70 71 1
Safety Safety
90 52 66 4

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Frequently Asked
Questions

This stock is a good value with safe financing, but has low growth and negative sentiment. It is a good option for a cautious value investor looking for stability but who can tolerate low momentum and skeptical professional opinion.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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