Stock Research: International Personal Finance

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

International Personal Finance

LSE:IPF GB00B1YKG049
83
  • Value
    54
  • Growth
    60
  • Safety
    Safety
    13
  • Combined
    56
  • Sentiment
    52
  • 360° View
    360° View
    83
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Company Description

International Personal Finance plc is a global financial services company. It operates in the financial services industry and offers services under the Provident, Creditea, and Credit24 brands. The company operates in Europe and Mexico. In the last fiscal year, the company had $516 million market cap, $822 million in profits, $909 million in revenue, and 6671 employees.

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ANALYSIS: With an Obermatt 360° View of 83 (better than 83% compared with alternatives) for 2026, overall professional sentiment and financial characteristics for the stock International Personal Finance are very positive. The 360° View is based on consolidating four consolidated indicators, with all but one indicator above average for International Personal Finance. The consolidated Value Rank has an attractive rank of 54, which means that the share price of International Personal Finance is on the lower side compared with the typical size in indicators such as revenues, profits, and invested capital. This means the stock price is lower than for 54% of alternative stocks in the same industry. The consolidated Growth Rank has a good rank of 60, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. In addition, professional market sentiment is above average compared with other stock investment alternatives with a Sentiment Rank of 52. But the company’s financing is risky with a Safety rank of 13. This means 87% of comparable companies have a safer financing structure than International Personal Finance. ...read more

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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 3-Sep-2026.

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The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
54 99 100 98
Growth
60 34 67 65
Safety
Safety
13 52 66 4
Sentiment
52 48 80 41
360° View
360° View
83 72 100 53
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Metrics Current 2025 2024 2023
Analyst Opinions
100 95 82 91
Opinions Change
50 50 83 50
Pro Holdings
n/a 18 42 8
Market Pulse
89 37 69 32
Sentiment
52 48 80 41
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Metrics Current 2025 2024 2023
Value
54 99 100 98
Growth
60 34 67 65
Safety Safety
13 52 66 4
Combined
56 81 98 65
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
97 95 95 94
Price vs. Earnings (P/E)
69 97 97 90
Price vs. Book (P/B)
74 84 96 90
Dividend Yield
1 94 96 100
Value
54 99 100 98
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Metrics Current 2025 2024 2023
Revenue Growth
62 37 88 87
Profit Growth
25 23 21 9
Capital Growth
70 49 28 31
Stock Returns
31 47 99 95
Growth
60 34 67 65
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Metrics Current 2025 2024 2023
Leverage
18 20 29 29
Refinancing
75 59 61 51
Liquidity
13 70 71 1
Safety Safety
13 52 66 4

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Frequently Asked
Questions

This is a high-quality, high-growth stock with positive sentiment. However, the financing is on the riskier side. It is best for a growth-focused investor willing to accept higher financial risk for potentially higher shareholder returns.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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