Stock Research: NMI Holdings

Independent stock analysis through peer comparison: Get the 360° View as an objective basis for stock decision-making and explore the detailed ranks.

NMI Holdings

NMQ:NMIH US6292093050
70
  • Value
    33
  • Growth
    51
  • Safety
    Safety
    81
  • Combined
    49
  • Sentiment
    100
  • 360° View
    360° View
    70
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Company Description

NMI Holdings, Inc. provides mortgage insurance. It operates in the mortgage insurance industry. It operates in all 50 states and the District of Columbia. In the last fiscal year, the company had a market cap of $2,931 million.

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ANALYSIS: With an Obermatt 360° View of 70 (better than 70% compared with alternatives), overall professional sentiment and financial characteristics for the stock NMI Holdings are above average. The 360° View is based on consolidating four consolidated indicators, with all but one indicator above average for NMI Holdings. The consolidated Growth Rank has a good rank of 51, which means that the company experiences above-average growth momentum when looking at financial metrics such as revenue, profit, and invested capital growth, as well as stock returns. This means that growth is higher than for 51% of competitors in the same industry. The consolidated Safety Rank at 81 means that the company has a financing structure that is safer than 81% comparable companies when looking at the amount of its debt, its refinancing requirements, and its ability to service debt. Finally, the consolidated Sentiment Rank has a good rank of 100, which means that professional investors are more optimistic about the stock than for 100% of alternative investment opportunities. But the consolidated Value Rank is less desirable at 33, meaning that the share price of NMI Holdings is on the higher side compared with indicators such as revenues, profits, and invested capital. This means the stock price is higher than for 67% of alternative stocks in the same industry. ...read more

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Index
NASDAQ
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The higher the 360° View, the better the stock performed against its peers, considering all metrics. The 360° View represents an average of the other 5 ranks and is then scaled to a rank from 1 to 100. The shaded values are illustrative only.
Last update: 23-Apr-2026.

Make Sense of the Ranks

The higher, the better. For every stock, we judge its performance against its peers and rank it on a scale of 1 to 100. These ranks are percentiles: a rank of 75 means the company outperforms 75% of its peers in that specific area. The higher the rank, the better the stock stacks up against its peers.

Detailed and Historical Ranks

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Metrics Current 2025 2024 2023
Value
33 25 20 15
Growth
51 57 91 85
Safety
Safety
81 58 55 26
Sentiment
100 29 66 87
360° View
360° View
70 20 60 49
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Metrics Current 2025 2024 2023
Analyst Opinions
80 80 90 97
Opinions Change
50 8 50 50
Pro Holdings
n/a 53 74 99
Market Pulse
87 14 17 8
Sentiment
100 29 66 87
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Metrics Current 2025 2024 2023
Value
33 25 20 15
Growth
51 57 91 85
Safety Safety
81 58 55 26
Combined
49 34 42 31
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Metrics Current 2025 2024 2023
Price vs. Sales (P/S)
12 10 10 17
Price vs. Earnings (P/E)
86 91 85 87
Price vs. Book (P/B)
75 60 41 34
Dividend Yield
1 1 1 1
Value
33 25 20 15
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Metrics Current 2025 2024 2023
Revenue Growth
47 34 61 94
Profit Growth
42 36 64 56
Capital Growth
61 83 85 85
Stock Returns
69 49 83 23
Growth
51 57 91 85
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Metrics Current 2025 2024 2023
Leverage
63 80 76 40
Refinancing
78 17 1 5
Liquidity
60 67 67 63
Safety Safety
81 58 55 26

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Frequently Asked
Questions

The value case is weak (expensive and low Growth Rank), but sentiment is strong and financing is safe. This scenario may indicate future growth not yet in current financials. This is a speculative choice for investors with a high-risk appetite who are betting on the positive sentiment and safe financing to sustain a long-term turnaround.

Obermatt provides unbiased stock analysis as a completely independent third party. We have no conflicts of interest with individual stock titles. Our data-driven analysis is based on algorithms honed over twelve years, giving you analysis that is free from personal bias and conflicts of interest.

The 360° View Rank indicates a company's overall performance across all major financial and non-financial metrics tracked by Obermatt. A 360° View Rank of 75 means the company is more well-rounded than 75% of similar companies. A high score indicates that the company is strong across the board; it is attractively priced, growing sustainably, financially stable, and well-regarded by the market. Learn more.

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